More than the will
Health, insurance, pets, and where everything is. The whole picture, not just the documents.
The life companion platform for the sandwich generation
Know where everything is.
So the people you love always will too.
Your kids. Your parents. You.
Everything your family needs to know, in one secure place.
Private by defaultNever sold, everYou control who sees what
Life System Dashboard
The full picture, all in one place
Ten categories that cover a whole life: the accounts you open in your twenties, the policies and property you accumulate along the way, and the wishes your family will one day need.
Fill in what you know today; PharosLife organizes the rest as your life adds to it.
The cost of holding it all together
- 54%
- of Americans in their 40s are sandwiched between an aging parent and their own kids
- 23.8 hrs
- a week spent coordinating care for kids and parents
- 1 in 3
- adult children don’t know how to access their parents’ estate documents
- 15 months
- to finish the paperwork after a family member dies
Sources: Pew Research Center (2025); Care.com Sandwich Generation Report (2026); Kiplinger Trillion Dollar Talk survey; Empathy Cost of Dying Report (2024)
Why PharosLife is different
Three generations, connected
Set up your parents. Pass accounts to your kids. Everyone sees only what they need.
Built to act, not just store
A personalized plan after a loss, from the first 24 hours through the first year. Next: alerts before life changes.
Planning mode
Made for everyday life,
ready for the days that count
Step 1
Ten minutes a day goes a long way
Add what you know by heart. PharosLife suggests what to add next.
Step 2
Connect three generations
Set up your parents, add your kids, and split what you and your partner each know.
Step 3
Share just enough
Your sister adds Dad’s medications. The pet sitter gets a link that expires. Your advisor sees only the accounts.
Step 4
Keep it current
Gentle reminders when details change.
Action mode
Guidance that adapts to the moment,
not just a checklist
When life changes, PharosLife helps you focus on what matters now: who to call first, where everything is, what needs attention right away, and who's responsible for what. It walks you through the first hours, the first weeks, and beyond, so nothing is missed and nothing feels overwhelming.
First 24–72 hrs
Confirm next steps & obtain death certificates. Notify key contacts. Identify what needs attention right away.
First week
Notify institutions & begin claims. Access critical accounts. Stabilize finances and responsibilities.
First month
Navigate legal & estate processes. Transfer or update accounts. Organize assets and access.
Months 3–12
Complete tax filings & estate settlement. Finalize transitions. Adjust to long-term changes.
No overwhelm. No guessing. Just the next right step.
Who it's for
Built for the people who carry it all
The one holding it together
“I’m raising my kids and looking after my parents. It all runs through me.”
The sandwich generation. Three generations in one place, so everyone sees what they need and nothing lives only in your head.
“If something happens,
no one should be left guessing.”
The one planning ahead
Everything clear and usable, long before it’s urgent.
“We’re building a life.
I want it set up properly.”
The one building something new
A marriage, a first home, a new baby. PharosLife grows as your life does.
“I have to handle this.
I just don’t know where to start.”
The one left figuring it out
A step-by-step plan after a loss, from the first 24 hours through the first year.
Career & Employer Benefits
The benefits most families never find
Most people can't say what their employer actually gives them. PharosLife keeps it straight: the 401(k) left behind at a job three moves ago, the coverage worth comparing at open enrollment, the HR contact you'll need next time something changes. The same section holds what families most often lose: employer life insurance, survivor income, pension instructions. The benefit no one wrote down is the benefit no one claims.
"A friend lost her husband to cancer. He had a $250,000 life insurance policy through work. She would never have known about it if a friend hadn't mentioned it."
Privacy & Security
Your family's most sensitive information. Protected.
PharosLife is built on the principle that your data belongs to you, and only you. We never sell it, never share it with third parties, never use it for advertising.
- Encrypted in transit and at rest
- Two-factor authentication
- You control your data, always
- Private by default
- Permissioned access
We're starting deliberately small. Today, PharosLife doesn't collect Social Security numbers, credit card numbers or document uploads. You record where things are, not the things themselves. What you enter is up to you. When we add new capabilities, they'll come with added protections, and they'll always be optional.
Questions about privacy and security? Read the FAQ
You don't have to finish it.
You just have to start it.
There's no blank form to complete and no score to reach. Add one account, one policy, one contact. Whatever you enter first is already more than your family had yesterday. PharosLife shows you what's covered, gently suggests what's worth adding next, and reminds you when something's likely changed, so your plan stays current without you having to think about it.
10 minutes today is worth more than a perfect plan you never begin.
From our beta users
This is going to help so many people feel so much better about their lives and their information, and it will save so much time.
My husband passed away unexpectedly a few years ago […] Having something like this Action Mode to guide me through step-by-step would have been an absolute lifesaver.
I can see this being a huge help for when my parents get older and I need to start managing more things for them.
The site is very easy to navigate with the different categories. It really covers everything which is great to keep it all organized.
I think the way you have the 10 Life Areas is brilliant. It's so comprehensive and well-organized. I haven't seen anything else that approaches it quite like this, and I think it's going to be a game-changer for people.
Going through the Action Mode steps, it's so clear that you've thought through every detail someone would need during a difficult time. It covers things I wouldn't have even considered and provides so much guidance.
The interface is so intuitive and user-friendly. Everything is clearly labeled and easy to find. You don't have to be super tech-savvy to use it, which I think is essential for a tool like this.
As an advisor working with many families, I can see PharosLife being an invaluable tool for my clients. It simplifies so many of the pain points we consistently see.
I've tried a few other digital legacy planning tools and PharosLife is by far the most user-friendly and comprehensive. It's the only one I'd trust with my family's information.
Be among the first.
We're building PharosLife carefully and thoughtfully.
Join the early access list to help shape what it becomes.
Your information is private and never shared
"I'm building PharosLife because I've spent decades helping organizations prepare for the unexpected, and because I'm part of the sandwich generation, raising children while caring for aging parents. Preparation is an act of love. Everyone deserves a guide."